Wisconsins full time residential real estate agent focused in waterfront property; luxury lake homes, lake homes, vacant lake land and vacation homes or second home opportunities . There is no place like "WISCONSIN LAKES". If lake living is what you desire then Lake Country is the place to be!If you are thinking about buying waterfront property in Wisconsin,a little time invested in learning about waterfront living will pay back sizeable dividends in matching your expectations to realities.

The magic of Wisconsin’s lakes - The LAKE COUNTRY

There are many reasons people fall in love with Wisconsin lakes. Spectacular sunrises and sunsets, good fishing, a tour of the water in a favorite boat, a beautiful backdrop to enjoy scenery and explore nature, a place to reflect or just get away from it all. With more than 15,000 Wisconsin lakes, there are many types and sizes of lakes all with their own unique character and natural assets.

Your best source for Lake Country Living is Lisa Bear.

Friday, April 17, 2015

8 Tips for Finding Your New Home

8 Tips for Finding Your New Home

By: G. M. Filisko

A solid game plan can help you narrow your home buying search to find the best home for you.

House hunting is just like any other shopping expedition. If you identify exactly what you want and do some research, you’ll zoom in on the home you want at the best price. These eight tips will guide you through a smart home buying process.

1.  Know thyself.

Understand the type of home that suits your personality. Do you prefer a new or existing home? A ranch or a multistory home? If you’re leaning toward a fixer-upper, are you truly handy, or will you need to budget for contractors?

2.  Research before you look.

List the features you most want in a home and identify which are necessities and which are extras. Identify three to four neighborhoods you’d like to live in based on commute time, schools, recreation, crime, and price. Then hop onto REALTOR.com to get a feel for the homes available in your price range in your favorite neighborhoods. Use the results to prioritize your wants and needs so you can add in and weed out properties from the inventory you’d like to view.

3.  Get your finances in order.

Generally, lenders say you can afford a home priced two to three times your gross income. Create a budget so you know how much you’re comfortable spending each month on housing. Don’t wait until you’ve found a home and made an offer to investigate financing.

Gather your financial records and meet with a lender to get a prequalification letter spelling out how much you’re eligible to borrow. The lender won’t necessarily consider the extra fees you’ll pay when you purchase or your plans to begin a family or purchase a new car, so shop in a price range you’re comfortable with. Also, presenting an offer contingent on financing will make your bid less attractive to sellers.

4.  Set a moving timeline.

Do you have blemishes on your credit that will take time to clear up? If you already own, have you sold your current home? If not, you’ll need to factor in the time needed to sell. If you rent, when is your lease up? Do you expect interest rates to jump anytime soon? All these factors will affect your buying, closing, and moving timelines.

5.  Think long term.

Your future plans may dictate the type of home you’ll buy. Are you looking for a starter house with plans to move up in a few years, or do you hope to stay in the home for five to 10 years? With a starter, you may need to adjust your expectations. If you plan to nest, be sure your priority list helps you identify a home you’ll still love years from now.

6.  Work with a REALTOR®.

Ask people you trust for referrals to a real estate professional they trust. Interview agents to determine which have expertise in the neighborhoods and type of homes you’re interested in. Because homebuying triggers many emotions, consider whether an agent’s style meshes with your personality.

Also ask if the agent specializes in buyer representation. Unlike listing agents, whose first duty is to the seller, buyers’ reps work only for you even though they’re typically paid by the seller. Finally, check whether agents are REALTORS®, which means they’re members of the NATIONAL ASSOCIATION OF REALTORS®. NAR has been a champion of homeownership rights for more than a century.

7.  Be realistic.

It’s OK to be picky about the home and neighborhood you want, but don’t be close-minded, unrealistic, or blinded by minor imperfections. If you insist on living in a cul-de-sac, you may miss out on great homes on streets that are just as quiet and secluded.

On the flip side, don’t be so swayed by a “wow” feature that you forget about other issues -- like noise levels -- that can have a big impact on your quality of life. Use your priority list to evaluate each property, remembering there’s no such thing as the perfect home.

8.  Limit the opinions you solicit.

It’s natural to seek reassurance when making a big financial decision. But you know that saying about too many cooks in the kitchen. If you need a second opinion, select one or two people. But remain true to your list of wants and needs so the final decision is based on criteria you’ve identified as important.


Read more: http://members.houselogic.com/articles/8-tips-finding-your-new-home/preview/?cid=eo_em_mkt_rcrnewsletter#ixzz3VAeEft4N
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Saturday, April 11, 2015

7 Steps to Take Before You Buy a Home

7 Steps to Take Before You Buy a Home


By doing your homework before you buy, you’ll feel more content about your new home.
Most potential homebuyers are a smidge daunted by the fact that they’re about to agree to a hefty mortgage that they’ll be paying for the next few decades. The best way to relieve that anxiety is to be confident you’re purchasing the best home at a price you can afford with the most favorable financing. These seven steps will help you make smart decisions about your biggest purchase.

1.  Decide how much home you can afford.

Generally, you can afford a home priced two to three times your gross income. Remember to consider costs every homeowner must cover: property taxes, insurance, maintenance, utilities, and community association fees, if applicable, as well as costs specific to your family, such as day care if you plan to have children.

2.  Develop your home wish list.

Be honest about which features you must have and which you’d like to have. Handicap accessibility for an aging parent or special needs child is a must. Granite countertops and stainless steel appliances are in the bonus category. Come up with your top five must-haves and top five wants to help you focus your search and make a logical, rather than emotional, choice when home shopping.

3.  Select where you want to live.

Make a list of your top five community priorities, such as commute time, schools, and recreational facilities. Ask your REALTOR® to help you identify three to four target neighborhoods based on your priorities.

4.  Start saving.

Have you saved enough money to qualify for a mortgage and cover your downpayment? Ideally, you should have 20% of the purchase price set aside for a downpayment, but some lenders allow as little as 5% down. A small downpayment preserves your savings for emergencies.

However, the lower your downpayment, the higher the loan amount you’ll need to qualify for, and if you still qualify, the higher your monthly payment. Your downpayment size can also influence your interest rate and the type of loan you can get.

Finally, if your downpayment is less than 20%, you’ll be required to purchase private mortgage insurance. Depending on the size of your loan, PMI can add hundreds to your monthly payment. Check with your state and local government for mortgage and downpayment assistance programs for first-time buyers.

5.  Ask about all the costs before you sign.

A downpayment is just one homebuying cost. Your REALTOR® can tell you what other costs buyers commonly pay in your area -- including home inspections, attorneys’ fees, and transfer fees of 2% to 7% of the home price. Tally up the extras you’ll also want to buy after you move-in, such as window coverings and patio furniture for your new yard.

6.  Get your credit in order.

A credit report details your borrowing history, including any late payments and bad debts, and typically includes a credit score. Lenders lean heavily on your credit report and credit score in determining whether, how much, and at what interest rate to lend for a home. The minimum credit score you can have to qualify for a loan depends on many factors, including the size of your downpayment. Talk to a REALTOR® or lender about your particular circumstance.

You’re entitled to free copies of your credit reports annually from the major credit bureaus: EquifaxExperian, and TransUnion. Order and then pore over them to ensure the information is accurate, and try to correct any errors before you buy. If your credit score isn’t up to snuff, the easiest ways to improve it are to pay every bill on time and pay down high credit card debt.

7.  Get prequalified.

Meet with a lender to get a prequalification letter that says how much house you’re qualified to buy. Start gathering the paperwork your lender says it needs. Most want to see W-2 forms verifying your employment and income, copies of pay stubs, and two to four months of banking statements.

If you’re self-employed, you’ll need your current profit and loss statement, a current balance sheet, and personal and business income tax returns for the previous two years.

Consider your financing options. The longer the loan, the smaller your monthly payment. Fixed-rate mortgages offer payment certainty; an adjustable-rate mortgage (ARM) offers a lower monthly payment. However, an adjustable-rate mortgage may adjust dramatically. Be sure to calculate your affordability at both the lowest and highest possible ARM rate.

Thursday, April 9, 2015

Real Estate Market Report for Waukesha County January 1, 2015 - March 2015

Real Estate Market Report for Waukesha County

January 1, 2015 - March 2015


What's Happening in Real Estate in Waukesha County WI? Remax Realty Center, Gives You The Real Estate Activity For Waukesha County, WI For the Last 90 Days: Real Estate In Waukesha County


We are Remax Realty Center, of Wisconsin. Our market report gives you the real estate activity for Waukesha County the last 90 days.


The following MLS information is for the last 90 days from 01/01/15 to 03/15. Remax Realty Center Gives You The Real Estate Activity For Waukesha County, WI For the Last 90 Days: Real Estate In Waukesha County, WI.



In the Waukesha County,Wisconsin Real Estate market 968 properties sold; 191 were listed and sold by the same company, and 777 were sold by co-brokers.

In the Waukesha County, Wisconsin Real Estate market there were 2,221 new listings.

In the Waukesha County,Wisconsin Real Estate market there were 965 pending listings.

In the Waukesha County,Wisconsin Real Estate market there were 98 withdrawn listings.

In the Waukesha County,Wisconsin Real Estate market there were 0 canceled listings.

In the Waukesha County,Wisconsin Real Estate market there were 888 expired listings.

In the Waukesha County,Wisconsin Real Estate market there were 258 back on market listings.

In the Waukesha County,Wisconsin Real Estate market there were 769 extended listings.

In the Waukesha County,Wisconsin Real Estate market there are 3,696 currently active listings.


The average price for a home SOLD was $258,975.

The average number of days on market was 96.34

Real Estate Market Report for Big Bend January 1, 2015 - March 2015

Real Estate Market Report for Big Bend

January 1, 2015 - March 2015


What's Happening in Real Estate in Big Bend WI, Waukesha County? Remax Realty Center, Gives You The Real Estate Activity For Big Bend, WI For the Last 90 Days: Real Estate In Big Bend


We are Remax Realty Center, of Wisconsin. Our market report gives you the real estate activity for Big Bend the last 90 days.


The following MLS information is for the last 90 days from 01/01/15 to 03/15. Remax Realty Center Gives You The Real Estate Activity For Big Bend, WI For the Last 90 Days: Real Estate In Waukesha County, WI.



In the Big Bend,Wisconsin Real Estate market 4 properties sold; 2 were listed and sold by the same company, and 2 were sold by co-brokers.

In the Big Bend, Wisconsin Real Estate market there were 6 new listings.

In the Big Bend,Wisconsin Real Estate market there were 4 pending listings.

In the Big Bend,Wisconsin Real Estate market there were 0 withdrawn listings.

In the Big Bend,Wisconsin Real Estate market there were 0 canceled listings.

In the Big Bend,Wisconsin Real Estate market there were 0 expired listings.

In the Big Bend,Wisconsin Real Estate market there were 9 back on market listings.

In the Big Bend,Wisconsin Real Estate market there were 4 extended listings.

In the Big Bend,Wisconsin Real Estate market there are 32 currently active listings.


The average price for a home SOLD was $132,125.

The average number of days on market was 96.67

April Showers

Don’t Let April Showers Ruin Curb Appeal

GIt’s finally starting to feel like spring here in the Midwest, and the market is heating up, too. Before things get too hectic, now is the perfect time to help your clients get poised and ready to sell with these simple curb appeal tips.
Take Notes
It’s been a long winter, and many of us have spent the last two months buried in snow. Take some time to walk around your property and record everything that needs to be updated or fixed. Winter weather can have long and unusual effects, and you don’t want to forget to address any issues. Don’t forget to look up during your walk – make sure your gutters and roof haven’t been damaged!
Start Outside
The first thing a prospective buyer sees is the exterior of your home, so spend some time sprucing it up. Pick up any large debris left behind from the winter. Take care of your lawn, and reseed it if you need to. If you can, invest in fresh landscaping. Even small investments, like window boxes, will go a long way. Trim any hedges that have overgrown and get rid of any plants that didn’t make it through the season. Don’t forget to get rid of pesky salt stains! You can easily rent a pressure washer at your local home improvement store.
Pay Attention to Details
Once you’ve taken care of the most visible issues, focus on the details. Replace or upgrade any light fixtures that need attention. Add a pop of color with a new coat of paint or with colorful planters by the front door. Freshen up the paint trim around the front door and windows. Make sure your house number is visible and eye catching so potential buyers know where to find you.
Now that you’re on a roll, don’t stop outside! Bring the spring cleaning indoors to really impress buyers. Make sure the entryway is spotless and change out seasonal d├ęcor. Move furniture and dust in those hard to reach places. Make it easy for prospective buyers to imagine their own lives and families in this space by removing visible clutter and simplifying.

Tuesday, April 7, 2015

Keep Your Home Purchase on Track

Keep Your Home Purchase on Track


You’ve found your dream home. Make sure missteps don’t prevent a successful closing.

A home purchase isn’t complete until you make it to the closing. Until then, the transaction can fall apart for many reasons. Here are five tips for avoiding mistakes that cause a home sale to crater.

1.  Be truthful on your mortgage application.

You may think fudging your income a little or omitting debts when applying for a mortgage will go unnoticed. Not true. Lenders have become more diligent in verifying information on mortgage applications. If you fib, expect to be found out and denied the loan you need to fund your home purchase. Plus, intentionally lying on a mortgage application is a crime.

2.  Hold off on big purchases.

Lenders double-check buyers’ credit right before the closing to be sure their financial condition hasn’t weakened. If you’ve opened new credit cards, significantly increased the balance on existing cards, taken out new loans, or depleted your savings, your credit score may have dropped enough to make your lender change its mind on funding your home loan.

Although it’s tempting to purchase new furniture and other items for your new home, or even a new car, wait until after the closing.

3.  Keep your job.

The lender may refuse to fund your loan if you quit or change jobs before you close the purchase. The time to take either step is after a home closing, not before.

4.  Meet contingencies.

If your contract requires you to do something before the sale, do it. If you’re required to secure financing, promptly provide all the information the lender requires. If you must deposit additional funds into escrow, don’t stall. If you have 10 days to get a home inspection, call the inspector immediately.

5.  Consider deadlines immovable.

Get your funds together a week or so before the closing, so you don’t have to ask for a delay. If you’ll need to bring a certified check to closing, get it from the bank the day before, not the day of, your closing. Treat deadlines as sacrosanct.


Read more: http://members.houselogic.com/articles/keep-your-home-purchase-track/preview/?cid=eo_em_mkt_rcrnewsletter#ixzz3VAh4gkCW
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